TWC Transactor
RMB
Johannesburg, South Africa · Southern Africa
Role type
Investment Banking & Advisory
Experience
Senior
Deadline
Before 2026-11-18
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Summary
Originate, structure and execute trade and working-capital financing for RMB’s corporate clients in Johannesburg. This senior transaction role combines client development with cash-flow analysis, credit assessment and negotiation, delivering tailored funding solutions across products such as commodity finance, borrowing-base facilities and debtor-book securitisations.
About the role
The role sits in Trade and Working Capital and covers complex deal cycles from identifying an opportunity to financial execution and ongoing portfolio oversight. You work with corporate relationship managers and specialist credit, legal, operations and product teams to balance client requirements, commercial returns and risk. The mandate also includes growing the business, developing client-specific strategies and mentoring junior transactors and support colleagues.
Key responsibilities
Originate and structure invoice discounting, borrowing-base, commodity-finance, debtor-book securitisation and general banking facilities.
Build client strategies and relationships, identify financing needs and develop opportunities to grow revenue and market share.
Perform financial modelling and cash-flow analysis, prepare credit applications and work with credit managers to assess transaction risks.
Negotiate pricing and deal terms, coordinate internal specialists and lead transactions through to execution.
Monitor client exposures and portfolio performance, including remedial action for distressed or watchlist clients.
Maintain risk, pricing and regulatory discipline and mentor junior transactors and support staff.
Key requirements
Bachelor of Commerce with Honours is required; CFA, CA(SA) or a similar qualification is advantageous.
Eight to ten years of corporate and investment banking experience, with a strong focus on trade and working-capital products.
Deep knowledge of trade-finance instruments, working-capital solutions and their associated risks.
Advanced credit-analysis, financial-modelling and transaction-structuring capability.
Strong client-relationship, negotiation, communication, leadership and stakeholder-management skills.
Requisition R54973. FirstRand states that applications are not accepted on or after 18 November 2026; submit before that date.
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