
Head: Commercial Asset Finance
Absa
Sandton, South Africa · Southern Africa
Role type
Investment Banking & Advisory
Experience
Leadership
Deadline
2026-11-18
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Summary
Set the direction and commercial performance of Absa Business Banking’s Commercial Asset Finance portfolio in Sandton. This executive role leads financing propositions, origination partnerships and portfolio growth, with accountability for profitability, pricing, capital utilisation and sustainable risk-adjusted returns across businesses acquiring productive assets.
About the role
The position sits within Lending Products and brings together commercial leadership, secured-lending expertise and customer insight. You lead the portfolio’s strategy and product lifecycle, strengthen relevance across customers and sectors, and develop relationships with dealers, suppliers, manufacturers and other partners. The mandate extends to the people, processes, data and technology needed to support origination, credit, fulfilment, servicing and portfolio management.
Key responsibilities
Develop and execute Commercial Asset Finance strategy and own portfolio revenue, profitability, pricing, returns and capital utilisation.
Translate market opportunities and business priorities into commercial plans with Finance, Credit and Risk.
Lead financing-product development and lifecycle management using customer, competitor, market and portfolio insights.
Strengthen origination and distribution through Business Banking teams and strategic dealer, supplier and manufacturer relationships.
Oversee the portfolio’s operational infrastructure, customer experience and governance, risk and control standards.
Build specialist and leadership capability, develop succession pipelines and lead a commercially accountable team.
Key requirements
The employer specifies a bachelor’s degree or equivalent NQF Level 8 qualification in commerce, finance, business, economics or a related discipline.
Significant senior leadership experience in commercial, vehicle or equipment asset finance, lending products or a closely related commercial-banking environment.
Demonstrated accountability for a material commercial portfolio, product profit and loss account or business unit.
Strong knowledge of commercial lending, asset-finance origination, pricing, credit, deal structuring and portfolio management.
Experience in commercial strategy, product leadership, business growth, executive stakeholder management and leading senior or specialist teams.
Postgraduate study, relevant asset-intensive sector exposure, ecosystem relationships and transformation experience are advantageous.
Requisition R-15992615. Official closing date: 18 November 2026.
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