Head, Product, Structured Trade & Commodity Finance

Standard Bank Corporate & Investment Banking

Johannesburg, South Africa · Southern Africa

Role type

Investment Banking & Advisory

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Summary

Own Standard Bank’s structured trade and commodity-finance product portfolio in Johannesburg. The Head role combines product strategy, transaction structures and commercial growth with capital discipline and risk oversight across pre-export finance, borrowing-base facilities, inventory-backed lending and related asset-backed solutions.

About the role

The remit spans product design through origination, execution, monitoring and exit. You work with Coverage, Sales and specialist functions to expand solutions across client sectors and jurisdictions, while maintaining consistent collateral controls and documentation. Portfolio returns, capital intensity and early-warning indicators are central to the role, alongside improvements in digital monitoring and operational execution.

Key responsibilities

Define product architecture, eligibility criteria, collateral frameworks, covenants and reporting standards for structured trade and commodity finance.

Develop structuring and pricing playbooks and support client origination, distribution and market expansion.

Set portfolio limits across countries, counterparties and commodities and monitor risk-adjusted returns, capital usage and collateral health.

Oversee the product lifecycle, including execution readiness, security documentation, monitoring and exit arrangements.

Lead interventions such as restructuring, covenant resets and collateral improvements when portfolio risks emerge.

Improve collateral tracking, borrowing-base reporting and workflows through digital tools, automation and cross-functional coordination.

Key requirements

First degree in business or commerce.

Five to seven years in structured trade and commodity finance, including team leadership and implementation of systems or products.

The advert separately asks for more than ten years improving cross-jurisdiction solution delivery; applicants should assess both experience statements.

Advanced understanding of structured trade, commodity finance and transaction banking, including risk and operational requirements.

A record of developing client solutions and commercial opportunities across markets, with knowledge of relevant legislation and regulation.

Strong strategic, stakeholder and people-leadership skills and the ability to integrate sustainability priorities into product decisions.

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