Manager, Credit Origination
Standard Bank Namibia
Windhoek, Khomas Region, Namibia
Role type
Investment Banking & Advisory
Deadline
Not stated
More Investment Banking & Advisory opportunities
Summary
Provide credit-origination expertise for Standard Bank in Namibia, combining specialist deal structuring with financial analysis and the preparation of credit applications. The role supports relationship managers in concluding lending transactions and requires practical experience in banking, credit risk, cash-flow analysis and compliance.
About the role
The position is responsible for delivering quality credit applications and supporting a seamless client credit experience. It combines research on prospective borrowers and industries with financial analysis, repayment-capacity assessment and transaction-model stress testing. The successful candidate will work with relationship managers and service teams, identify transaction risks and mitigants, and advise on suitable credit options and terms.
Key responsibilities
Research prospective clients, competitors and industry trends and present findings to stakeholders.
Apply specialist deal-structuring knowledge to prepare quality credit applications.
Analyse repayment capacity and creditworthiness using cash-flow and financial information.
Assess and stress-test transaction models and identify risks and mitigants.
Support timely transaction completion and advise on credit options, terms and regulatory requirements.
Key requirements
Bachelor of Commerce in quantitative finance, accounting, mathematics, finance or a related discipline.
Three to five years of experience in general banking products and processes.
Experience in credit-risk analysis and preparing credit papers, including cash-flow analysis and lending transactions.
Sound knowledge of credit and compliance matters; completed articles are advantageous.
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